Warriors vs Heat Prediction and NBA Tips - 20 January 2026
Last updated: Jan 20, 2026, 3:10AM | Published: Jan 19, 2026, 5:01PM
The Golden State Warriors will face the Miami Heat in NBA action at Chase Center on Tuesday, starting at 2:00pm AEDT.
With the likes of Stephen Curry, Jimmy Butler and Brandin Podziemski, the Warriors are looking to overcome a Heat line-up that includes Norman Powell, Bam Adebayo and Andrew Wiggins.
This article features Stats Insider's prediction and tips for the Warriors vs Heat game, as well as the latest betting odds.
Who Will Win?
Utilising advanced computer power and data, Stats Insider has simulated the result of Tuesday's Golden State vs Miami NBA game 10,000 times.
Our independent predictive analytics model currently gives the Warriors a 69% chance of winning against the Heat at Chase Center.
Warriors vs Heat: Odds
The latest betting odds in Australia for Tuesday's NBA game at Chase Center are shown here:
- Head to Head: Warriors $1.48, Heat $2.75
- Line: Warriors -5.5 ($1.95), Heat +5.5 ($1.87)
- Total (Over/Under 239.5 Points): Over $1.91, Under $1.91
Odds are correct at the time of publication and subject to change.
Looking at the latest head-to-head odds, the bookmakers currently have the Warriors at $1.48 and the Heat at $2.75.
The Warriors are 5.5-point favourites against the Heat, with odds of $1.95 available at Bet365.
For the underdog Heat (+5.5) to cover the line, Bet365 offers odds of $1.87.
The over/under for total points scored is set at 239.5 with Bet365, which has odds of $1.91 for the over and $1.91 for the under.
According to Stats Insider's analytics model, the bookmakers have got it right and both the Warriors and the Heat have a 50% chance of covering the line.
The 239.5-point over/under is expected to stay under 54% of the time.
Warriors vs Heat: Betting Tips
- Head to Head: Golden State at $1.48 with Bet365
- Line: Warriors -5.5 at $1.95 with Bet365
- Total Points: Under 239.5 at $1.91 with Bet365
Today's Warriors vs Heat predictions are based on world-class simulations and wagering expertise to help you place better bets with your chosen online bookie.
Warriors vs Heat: Prediction
Stats Insider's predicted final score for Warriors vs Heat at Chase Center this Tuesday is the Warriors winning 121-115.
This prediction is based on each team's average score following 10,000 game simulations.
Stats Insider provides full coverage of the Golden State vs Miami game on Tuesday, including data-driven predictions and the best betting tips.
For more detailed information on this matchup, check out Dimers' Warriors vs Heat prediction, put together by experts in the US.
Remember, our model updates regularly, so bookmark this article for the latest betting tips before the Golden State vs Miami match-up.
As always, see our Best Bets to get the best tips for every NBA game, plus predictions for a wide range of other sports.
Warriors vs Heat: Essential Details
The NBA game between the Warriors and Heat at Chase Center is scheduled to start at 2:00pm AEDT on Tuesday.
- Teams: Golden State Warriors vs Miami Heat
- Date: Tuesday 20 January 2026
- Time: 2:00pm AEDT
- Venue: Chase Center
All dates and times mentioned in this article are in Australian Eastern Daylight Time (AEDT), unless otherwise noted.
Conclusion
Our Golden State vs Miami predictions are based on 10,000 data-driven simulations of the game, carefully curated by our team of expert data scientists and analysts. We use cutting-edge technology and machine learning to ensure our NBA tips are accurate and reliable, so that you can make informed decisions with confidence.
If you choose to use our predictions for betting purposes, it's crucial to gamble responsibly and keep track of your money. For free and confidential support, call 1800 858 858 or visit gamblinghelponline.org.au.
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